Web$1,000 minimum balance Flexible terms from 32 days to 5 years FDIC insured up to $250K per depositor, per insured bank, for each account ownership category How do CDs work? A CD is an interest-bearing account, where funds must remain in the account for an agreed upon period of time, or “term”. WebMar 27, 2024 · By joining Patelco Credit Union and opening a CD account, you get to enjoy earning a higher interest rate than a regular savings account. All you need is $250 to …
Fee Schedule - Patelco Credit Union
WebJun 28, 2024 · Pros of Certificate Accounts Safety. Certificate accounts are a safe way to grow your savings because, depending on the account ownership type, they're included in the $250,000 that is insured by the National Credit Union Administration (NCUA) (for federal and many state-chartered credit unions) or the Federal Deposit Insurance Corporation … WebFeb 24, 2024 · Patelco Credit Union is a full-service credit union serving members in Northern California. Membership is limited to people who meet at least one of the … mccory shores
Online Savings Accounts and Savings Calculator - Patelco
WebApr 5, 2024 · For CD terms of up to one year, the early withdrawal penalty is six months of interest. For CD terms of more than one year, the early withdrawal penalty is 15 months of interest. As... WebApr 13, 2024 · C) Early Withdrawal Penalties: A penalty may be imposed for withdrawals before maturity for certificates: a) If your account has an original maturity of less than 12 months, the penalty we may impose will equal the greater of $100.00 or 90 days earnings. WebDec 1, 2024 · If your balance falls below $5,000, your account balance will earn the same rate as our Interest Checking Account for that day. Average daily balances below $5,000 are subject to a $10 monthly fee (see the Fee Schedule ). For other terms and conditions of … 4 APR (Annual Percentage Rate). 1.00% off current Patelco Credit Union rate with a … 1 Consult tax advisor about IRA tax advantages.. 2 Non-deposit investment … A fixture in the Bay Area since then, Patelco Credit Union is now a full-service, not-for … When you apply for a mortgage, there will be certain documents we’ll need to … mccory shores golf course